Opening up your own aerial photography and drone services isn’t easy. You have to get everything in order, from the logistics of buying the right drone for your drone services needs all the way to getting the legal paperwork sorted to make sure that your drone services business is legally sound.

When opening up your drone business, a very important thing that you definitely need to look into is the insurance for your drones. It might be surprising to find that there is such a thing as drone insurance, but with plenty of drone services businesses opening up and considering the cost of drones, it makes sense why drone insurance has become a necessity for a drone services business.

To give you a good idea of what to look for, here is a general overview of drone insurance for your aerial photography business.

Is drone insurance really necessary?

Of course, with all of the expenses involved with opening up a drone services business, you might be hesitant at the idea of adding another expense to everything else that you already have to pay for. However, you have to seriously consider the risks you might have to face if you opt out of purchasing drone insurance for your business.

The first thing to think about is how much your drone costs. Your drone is one of the primary investments of a drone business, and professional-grade drones do not come cheap. At the very least, you’re going to want to have a backup plan in case anything were to happen to your drone.

Secondly, you have to think about who and what might be at risk during a drone flight. You have to remember that flying your drone might mean accidentally hurting someone or damaging something if you’re not careful, and drone insurance can help cover this if anything should happen.

What are the types of drone insurance available?

If you’ve decided to purchase drone insurance, you should be familiar with the different drone insurance options available for your drone and your aerial photography. The most basic types of drone insurance out there is hull insurance and liability insurance.

Hull insurance is the kind of insurance that you buy to protect the drone itself, so if anything were to happen to your drone, whether it crashes or it gets stolen, depending on your insurance, you should be fully covered.

Liability insurance is the kind of insurance that protects you if you cause any damage to anything or anybody with your drone. For example, if you destroy somebody’s property because your drone crashed into their property, your insurance should be able to cover it.